HM Treasury News Release
138/97                                    10 November 1997
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      CHANCELLOR'S SPEECH AT THE CBI NATIONAL CONFERENCE 




Attached is the text of the Chancellor's speech to the CBI
National Conference in Birmingham today. 




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SPEECH BY THE RIGHT HONOURABLE GORDON BROWN MP, CHANCELLOR OF
THE EXCHEQUER, AT THE CBI NATIONAL CONFERENCE,
10 NOVEMBER 1997
                                 
I am grateful for the opportunity to address the CBI 
conference,  to be able to thank you as business  leaders of
Britain for the contribution you and your companies make to
the success of Britain at home and abroad, and to be able to
agree with the CBI that to equip ourselves for the future, and
to build the national economic purpose this country longs for,
we need as  our building blocks for prosperity:

-    first, stability with low inflation;

-    secondly,  sustainable public finances;

-    third, high levels of investment, fourth higher levels of
     skill and productivity; and

-    fifth, not just open markets  but a constructive
     engagement with Europe.  

Now when I spoke to you last year we were agreed on the need
for a credible  framework for monetary stability for  the long
term.

Our decision on our first Tuesday of government to make the
Bank of England independent, and to set in place a more open
and accountable system of monetary decision-making, not only
implemented  one of the CBI's own proposals, but  it has in my
view  already given consistency confidence and credibility to
monetary policy making.

I believe we are agreed  it is right to take these decisions
out of politics, and to free them from short term political
pressures. Our aim, business' aim:  in place of stop go long-
term stability.  

When I spoke to you last year we were also agreed that
responsible public finances are the cornerstone of stability. 
And our two year ceiling on public spending is not a one off
measure but it is now part of a five year deficit reduction
plan that will not only bring public borrowing down from an
unacceptable 22 3/4 billion Pounds last year to 5 1/2 billion
Pounds next year, but will also allow us to meet our
priorities for education investment and health.  Sustainable
public finances:  our aim, your aim, in place of taking risks
with inflation, long-term  fiscal stability.


When I spoke to you last year we were - all of us -agreed that
rising levels of investment were the key to future prosperity. 
The 2 per cent  cut in corporation tax to its lowest level
ever, the reduction  to 21 per cent of small business
corporation tax, and the new investment incentives for small
and medium sized companies not only  reflect a Government that
listened to the CBI's proposals, but are the first stage in
raising from too low levels, the quality and quantity of
investment in the future of Britain.  In place of short
termism, a practical set of commitments to  the long term and
I  pledged that in future Budgets we will do more.  

At this point in every cycle in the past the British economy
has been prone to inflation instability and to a return to
stop go.  My pre-Budget report later this month which will - I
hope - be the start of a national debate about next year's
Budget will show that with disciplined action against
inflation, with prudence and with responsible wage bargaining
the  British economy can be put back on track next year.

Last year when I spoke we were agreed too on  the importance
of that fourth building block for success; a highly skilled
and adaptable workforce for the future. To encourage work
incentives we have promised not to raise  basic and top tax
rates for the period of a Parliament, a policy I reaffirm
today.

And this year we have begun the modernisation of the welfare
state, rebuilding it around the work and learning ethics, and
I am grateful to all the companies represented here today for
signing up to  what I have called a national crusade to solve,
once and for all, our problems of youth and long-term
unemployment.  A fresh start for Britain.

Stability, investment, responsible public finances, skills and
employment - four basic  building blocks for long-term
economic success.  And when the battle is not  British workers
against British  managers but both British managers and
workers  working together against aggressive competitors
overseas nothing - neither out of date attitudes, nor backward
looking  dogma,

Neither  vested interests nor restrictive practices - should
stand in the way of Britain equipping ourselves for the
challenges ahead. 

There is a final building block- strong and lasting trading
relationships with the world.

We are not only one of the most open economies in the world -
trading 25 per cent of our GDP compared with America's 10 per
cent.  But, in addition, nearly 60 percent of our exports are
to mainland Europe and  an astonishingly high level  of 
international investment into Europe - 40 per cent of it -
comes to the UK.  

Let us be clear about the immediate challenges we face.

In less than fourteen months from now,  a German business
selling products to France or the Netherlands will be able to
do so without exchange rate risk, with lower transaction costs
and with more transparent prices, something that in itself 
will pose a big challenge to a British competitor hoping to
supply the same order. 

So EMU will lead to fiercer competition for trade and for
future  investment  across Europe.   

And the time to prepare is now long overdue.

Indeed Siemens and Daimler-Benz are among the first of what
will be a long list of companies to use the euro for  all
their transactions with all suppliers, including those in the
UK.  Others can be expected to follow suit.  

It is why two weeks ago Natwest corporate banking services
announced they will train their staff to handle euro, and then
last week  announced a range of euro products and services
will be available early next year.

That is why Marks & Spencer has decided to put in place the
capability to accept euro in the UK.   

The euro will radically transform the whole single market.
So from now my message is: let's get down together to the
serious business of preparation.

For five years since Maastricht while other countries were
making preparations our country refused to prepare.

But I believe it is now time in the national economic interest
to set aside the divisions over Europe that have caused - over
a long period of time -  indecision, instability, a loss of
influence abroad, and denied  us a national economic consensus.

I do not dwell on the past to criticise but to show that
Britain -and British companies- cannot make practical progress
without  clear and unequivocal answers on the critical
European questions that face us  and without preparation to
meet the challenges ahead. 

And these preparations on how we compete in a single currency
Europe - of vital concern to each company in the country - 
are too important to leave to dogma or internal party
politics, and too important to leave aside for years more of
indecision and drift.

I am sure the British way is not to retreat into a shell or,
in any way, to cut ourselves off, but to be true to our
outward looking and internationalist traditions and take, as
we have normally done, a pragmatic rather than a dogmatic view
of our relationship with Europe. 

That is why two weeks ago for the first time a British
government made the position of Britain in Europe clear:  that
the vital test for a single currency was not one of dogma -
but one of economics, Whether it is good for business, jobs and 
prosperity. 

That is why we said that if a successful single currency can
meet our economic tests, then Britain should join.  In other
words, that we were in principle in favour of joining a
successful single currency. 

And that is why we said , again for the first time for a
British government, That while joining does involve a pooling 
of economic sovereignty - as in the single market - that  if 
the economic benefits were proven then they should outweigh 
any constitutional bar.  

If the Government recommended it, it would then be up to the
people to decide in a referendum.

And for the first time again, a fortnight ago, the British
Government also stated that it was committed to real
preparations for the euro.

Britain, we said, needs a time of preparation before a time of
decision, early in the next Parliament. 

The strategy must be to prepare and then decide.

And I firmly believe that it is now possible to build a broad
consensus - stretching across the country and in particular the 
world of business - a new consensus that  sets the old arguments 
behind us.

To those  who say that we need not answer the question of
principle and  that we can even  postpone consideration
without loss of influence for another 10 years, and who say
that  even if the economic arguments are compelling they would
not necessarily want us to join and that we need not prepare,
I reply:  

-    that it is practical common sense that the long period of
     indecision and loss of influence should be brought to an
     end;

-    it is practical commonsense that, after almost 18 years
     of debate, we should be able to resolve  the question of
     principle  and agree that the economic benefits will mark
     the decisive test;

-    it is practical common sense to say that if the economic
     case is compelling we should be prepared to join; and

-    it is practical sense that when other countries have been
     preparing seriously for five years since 1992 we should
     begin real preparations  now. 

And these preparations should not only include creating the
flexibility - the skills, the adaptability and the
employability - necessary for a successful single currency,
but also business preparations that enable us to be ready for
every challenge ahead.

And I am determined that, even though making a decision this
Parliament, to join EMU is not realistic, we will play our
part in shaping it, so that, if we wish to, we can join a
single currency early in the next Parliament:

-    first by the practical and constructive  role we will
     play at the centre of the creation of the euro in  our 
     UK presidency next year; 

-    second by preparing for membership of the European
     Central Bank as soon as we join the euro;

-    and thirdly by leading the debate about the
     competitiveness of the European economy and especially,
     as we are doing in Luxembourg, about the flexibility
     needed to make the euro work.
 
So I say to this conference today:

-    as  a matter of practical commonsense,  let's get down
     together to the serious business of  preparation;

-    let us together start building a national  consensus
     stretching across the country about making this period of 
     preparation work for Britain.

And let us agree that this period of preparation means that
companies should first of all have the information to respond
as others trade  in euros.

Second companies need the information to trade and compete in
euros themselves.

Third companies need to know what they have to do to compete
when the single currency starts in 1999.

And fourth  companies need to know what they will need to do 
if and when Britain decides to join the euro. 

It is so as to be prepared that, before the summer break, the
Government published a practical guide on EMU for business,
and it is why we then  we  set up a Business Advisory Group
comprising business, trade union, and consumers groups to look
at the crucial practical questions.

The Group will report to me in December and I will publish
their findings in the New Year.

But it is time to go further to ensure business has the
necessary information on which to prepare and that government
and business work well to iron out any possible problems.

I am delighted that Sir Colin Marshall will sit on the new
standing committee which the Government is now setting up to 
oversee and to  coordinate preparatory work across the
economy, in public and private  sectors.

And I am pleased that David Simon who has joined the
Government from BP has agreed to be Minister responsible for 
the long-term planning work.

Together we will draw up an agenda for preparations, as we did
for decimalisation, which sets out all the practical steps
government and business will need to take before a final
decision to join the single currency.  And we will hold a
series of conferences in the new year to ensure that all
regions and sectors of the economy are aware of the need to
prepare.

In providing information and guidance, and in removing
obstacles to using the euro in the UK, we will draw on the
experience and expertise of private sector firms at the
vanguard of preparations and our partners in other European
countries.

Let me just explain the scale of the task:  from its
introduction, businesses in the UK will be able to use the
euro as they can the dollar today.  From 1999 they will be
able to:

-    file company accounts in euro;

-    issue shares in euro;

-    have bank accounts in euro;

-    pay taxes in euro;

But unlike the dollar or the dm today the British banking
system will have the capability to process payments in euro
domestically.

This should make it much easier and cheaper for banks to offer
euro services to their UK customers.

And the Government will do as much as we can to facilitate the
use of the euro in the UK from its introduction in 1999:

-    the DTI will consult business on the possibility of
     amending the companies act to make it easier for British
     firms to issue shares in euro, and to convert existing
     shares into euro.  And following the advisory groups
     advice - we will look at any other legislative steps the
     Government should take to make the euro easier for firms
     to use;

-    we will work with banks to introduce an official "seal of
     approval" so that firms and individuals can identify
     which banks offer reliable information about the euro,
     and allow customers to bank in euro without paying high
     charges;

-    we will work not only with the banks, but with
     accountancy firms, trade associations, and others to make
     sure their clients are getting the consistent and
     accurate information they need.  We will make available
     to them treasury information and advice for inclusion in
     their company literature;

-    and today, I have sent the top 1000 British firms an
     information pack "business preparations for the euro"
     containing the most up to date information we can offer. 
     There are  copies available for conference delegates here
     today.

-    And in future we will publish six monthly reports for
     business on preparations.

And can I add also that during our Presidency we will apply
for community funding for an information service, and we will
produce packs for schools, just as we will make all our
information available on-line through the links to libraries
and information centres across the UK.

There is one further question we will address:  how to put the
euro bank notes and coins into circulation in Britain, if we
wish to join a single currency - the timescale, the amount -
the practical details.

So following the report of the Advisory Group we will also be
publishing guidance for firms on changes they need to make to
their computer systems. 

The strategy I said was to prepare and then decide. 

This is a Government that having declared for the principle
will make sure that the preparations are made.  

And I believe that with information, and preparation, the
national  consensus embracing people business and their
government - the very consensus that has eluded us for years -
is now possible as we plan for the future.

Just as business  has a right to expect, we have moved from
the ideological to the practical.

We have moved from talking about preparations to making them
in practice.

We have set in motion preparations, by both government and
business, that will allow the people to make a clear choice
and a final decision. 

We will work with you to promote the British national economic
interest in Europe.

Work with you to ensure that British business is equipped for
the challenges in the year ahead.

Work with you to be certain that Britain gets the best out of
its position with Europe.

And to work with you to ensure that Britain, once again, can
lead in Europe.

I believe that we have a unique opportunity - Government and
business working together to make this happen.

So, from this conference, I make the promise that Government
will do everything it can to create the conditions in which
you can succeed.

And let me say by way of conclusion that our policies for
stability, investment, education and employment -just like our
policies for Europe- are designed to nurture those qualities
that are best in Britain and British industry:

-    our creativity and adaptability; 

-    our belief in hard work and  in team  work;

-    our openness and outward looking traditions.

Qualities that made Britain great in the first industrial
revolution, qualities we should call the British genius,
qualities that we must encourage more resolutely today if we
are to master the unprecedented challenges ahead. 

Nothing should stand in the way of the practical task of
equipping ourselves for the future, of making the next century
a century of British prosperity, a Britain top of the league
in Europe, and I believe here, from Birmingham, we  can
continue to work practically and constructively together so
that this prosperity at home and in Europe is our achievement
in the years ahead.